RANLife Home Loans is a full-service mortgage lender and loan servicer in Salt Lake City. Founded in 2001, under the original name of Residential Acceptance Network, we have over 10 years of Home Loan and Home Refinance experience in the industry. We offer information and services for buying a home, home refinance, and free financial analysis. RANLife is headquartered in Salt Lake City, we currently serve homeowners and home buyers in 27 states through a network of local branches. We offer great service and competitive rates for USDA, FHA, VA and conventional home loans. Give RANLife Home Loans a call today at (385) 226-5556. …
I am glad that so many people had a good experience with RanLife. I wish we could say the same. Choosing to work with this company is a risk. We were first time homebuyers in an average situation. We experienced the classic “bate and switch”. Had I not been involved with the process, they would have pulled a fast one on me. I literally had to babysit the loan officer as well as the real estate agent. I had to remind my agent about the final walk through. Thank goodness I knew the process and was educated. A day before closing they came to me and said that I didn’t meet the requirements and that they had to raise my interest rate a whole percent!!! It turns out I didn’t meet the requirements on something that that I had disclosed to them a month prior, and their poor management overlooked it. Had I known I didn’t qualify I would have gone to a different lender. Unfortunately (for me) they waited until the last second and had me over a barrel. When I complained to the manager, he said that RanLife would rather walk away from the loan than lose money, and that they could not honor my GFE because they would lose money. They care more about their finances than their customers. My agent explained that nothing they were doing was illegal. I indicated that it was dishonest, and the response I got was “we still aren’t breaking any laws.” Beware!! If you take the risk of working with this company, I hope the odds are in your favor, unlike ours!
RANlife was a great experience. I had begun process with Quicken, but they were unwilling to work with my unique requirements. Then someone suggested I call RANlife. I worked with Cameron Bishop on an out of state loan. His knowledge and service were excellent. He searched for a product that met my unique needs. He returned my calls promptly and answered all my questions, even after hours. I really felt like he had my best interest at heart. Finally, all the work was over phone and internet for my maximum convenience. I highly recommend them.
Thomas Kroger and Ranlife Rocks!. Ranlife has some of the best people I have ever worked with! I worked with Thomas Kroger to refinance my house and no matter what the issue was, good or bad, he was able to make things happen. If I could do this over, I would definitely go back to Ranlife. I recommend them to anyone that I know of who is looking to buy a house.
Thomas Koger-Great Loan Processor.
I've done a lot of loans and Thomas is, by far, the best. He responds within minutes, is thorough and never makes you feel like you're "bugging" him with all your questions and concerns.
With all the mishaps going on with our end which should have affected his ability to move forward, he was able to get our loan closed ON THE DAY he quoted from the day the loan opened, which we didn't think would happen.
I would definitely use him and again and recommend him to ANYONE!!
Great Service from Thomas Koger. This was not my first experience with a new mortgage but by far my best. Thomas was so easy to work with and explained in detail all my questions. I had a set of unusual circumstances and Thomas went above and beyond to see that everything went smoothly. I know that he had to involve the owner of the company to get it all put together in the timeframe that we needed. I will be back when we buy the next house. I will not even consider another company.
We were very impressed with our refinance with Ranlife. Thomas Koger was very professional and helpful. When we needed to close by a certain day in order to avoid an extra fee, he went above and beyond to make sure it happened.
We got a great rate with great terms, and are very happy with the service we received.
Rob Smith makes dreams come true. RanLife is a wonderful company with wonderful people working for them. Rob Smith is the most wonderful person. He helped me with every aspect of buying my home. I did not use a Realtor and he went above and beyond to make sure I understood everything and made all the scheduling arrangements for closing. I would recommend this company and Rob in particular to any and everyone. THANK YOU FOR EVERYTHING ROB SMITH!!!!
Thomas Koger - You can trust him with your dream.
Wow, first I should say that RanLife, and all whom I've encountered there, are quite exceptional by far. No company can honestly come close to RanLife, and you will know exactly why from the first day you start working with them.
However, I wanted to focus this review on Thomas Koger, a loan officer with RanLife, and someone with merit, genuine concern for his clients, and some kind of magic quality about him that enhances this already mystifying event of getting your very first home.
The unfortunate part of this is that I was working with another lender and didn't have the sense to run, not walk, to Thomas instead. But Thomas was so attentive to me and my loan and situation so far beyond my actual loan officer that I couldn't bare working with my original, lazy, uncaring, and nonobligatory loan officer any more! I was actually so irritated with my original loan officer because I had the chance to work with someone who would hold my hand and guide me throughout the process 100%....someone like Thomas.....and I couldn't believe the bad treatment and disregard I was getting instead from the "other guy". Ugh! I'm telling you....don't make the same mistake as me. The loan officer you choose means EVERYTHING...and Thomas Koger works so hard for you and is so connected to your loan and your life; making the whole event memorable and stress-free and happy!
I almost can't wait to refinance or something just to be able to go back to Thomas and really work with him like I should have! :) Thanks Thomas, if you read this, for your professionalism and guidance! You're the BEST! :)
Good rates. Good customer service.. Cameron Bishop was my loan officer and he was very knowledgeable and professional.
Cameron Bishop /Great Choice.
I am very pleased that my clients found Cameron Bishop at RANlife. As a Realtor it is so important to find a loan officer that is hard working and reliable. He made the sale "happen", now my buyers are moving into their first home!
Way to go, Cameron!
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